Financial Coaching · Director of Heart2Help
Independent, CUNA-certified financial coaching in Port St. Lucie, Florida — homebuyer readiness, budgeting, credit, debt, and savings — built around the life you actually have. No judgment, no products, no lectures.Serving the Treasure Coast in person, and households across Florida virtually. Also Director of Heart2Help.
Port St. Lucie, FL · Treasure Coast · Florida virtual
What we work on
Most money stress comes from not having a clear picture or a plan. A budget, a debt strategy, and a savings goal change that — and make the things you actually want, like buying a home, feel within reach.
I.
A real budget gives every dollar a job — so you stop wondering where your money went and start making it work toward something. We build savings strategies that fit your income and your life.
II.
Carrying debt is stressful. We map out what you owe, design a payoff plan that fits your timeline, and help you make steady progress — without putting your life on hold to do it.
III.
Whether you want to build your credit profile or get mortgage-ready, we give you the insight and the plan to get there — so buying a home feels achievable, not out of reach.
How it works
You’re helped first. Payment always comes after — never before. Engagements move at the pace your life allows — a one-time budget for someone wanting clarity, a single session for a specific question, or a three-session package for people who want real structure. Practical, personal, judgment-free, every time.
Tell me about you
Submit a short intake about your goals and where you are financially. A few sentences is enough — it tells me what to prepare so the first session isn't wasted on catch-up.
Pick what fits
You pick the option that fits — a one-time budget build, a single session, or the three-session reset package. Sessions are self-scheduled: you choose your own date and time, plus whether to meet virtually or in person, right when you book. No scheduling back-and-forth.
Virtual or in person
Meet virtually or in person for practical, personalized coaching — budgeting, debt, savings, credit, organization, whatever you came to work on. Judgment-free, plain-language, useful.
After, not before
Once you've actually been helped — your budget delivered, your session done — I'll follow up with a simple way to pay. Nothing is due before that. You can still reach me by email or a quick call anytime with follow-up questions, that's included. Reset package clients keep meeting on a rhythm from here; if you booked a one-off, you're welcome back any time.
Services
Each pillar can stand alone, but they’re designed to work together. Most clients begin with one and let the others find their place over time, until the picture is whole and the next step feels obvious.
Plans that fit real life
We look at your income, expenses, and spending patterns and design a monthly framework you'll actually use — not a spreadsheet you'll abandon by the third week.
Emergency fund first, then a clear path out
We build the reserves that buy you back time and peace of mind, then design a payoff strategy that matches your psychology and your timeline.
Understand it, build it, use it
Credit doesn't have to be confusing. We walk through what credit actually is, what factors make up your score, and how to start building a strong profile from wherever you are right now.
Get mortgage-ready, on your own timeline
Down payment savings, debt-to-income coaching, credit posture for a mortgage — the financial groundwork that gets you ready to buy with confidence, whenever that day comes.
Pricing
You’re helped first. Payment comes after — never before. Simple, clear, no hidden fees. Whether you start with a one-time budget build, a single session, or the three-session reset, the work always comes first and the invoice always comes second.
Flat · one-time
$65
A personalized monthly budget and spending plan, built around your real life and delivered digitally. No meeting required.
Per session
$99
A focused, 1-on-1 session to work through what you're stuck on. Practical, judgment-free, with follow-up support included.
Three sessions · best value
$249
Three coaching sessions plus a personalized budget setup. Built for people who want real structure and progress through consistent meetings over time.
Every engagement starts with a short intake so I know what to prepare. You’re helped first, full stop — nothing is due until after. No upsells, no pressure to add sessions you don’t need — and you’re welcome to mix and match as your needs change.
Questions
If your question isn’t here, ask it directly in the form below — we read each one.
No. This is a financial coaching practice. I help you build clarity, structure, and decision-making frameworks for your money — budgeting, credit, savings, and debt strategy. I don't give investment advice, sell financial products, or earn commissions on them. I also don't do tax preparation or legal work — when you need those, I'll point you to someone who's licensed to do them properly.
Get started
Choose the option that fits and book directly — everything is handled right on the pricing page. Still not sure which package is right for you, or just want to ask a question first? Reach out directly. I read every message and I’ll point you in the right direction, no pressure.
Still have questions?
Not sure where to start or which option makes sense for your situation? Just send me a quick message. I’m happy to answer questions before you book — whether it’s about what we’d work on together, how sessions work, or whether coaching is even the right fit for you right now.
Send a question → inglesfinancial@gmail.comBible verse of the week
“Trust in the LORD with all your heart, and lean not on your own understanding.”
